Insurance and Payment

Hearing care is a meaningful investment, and you deserve to understand it before you commit. At BLUEMOTH, we're upfront about how payment works, we offer flexible financing, and our team will help you make sense of your insurance benefits at no cost. Whether you're just getting started or ready to choose your hearing technology, we'll walk you through every step.

Payment Options

Flexible ways to pay. 

We accept all major credit and debit cards, FSA and HSA cards, and offer two ways to spread your cost over time.

Cherry — our preferred financing partner

Cherry makes it simple to start your hearing care now and pay over time.

• 0% APR options available
• No hard credit check to see what you qualify for
• Apply in under 60 seconds
• 90% approval rate
• Available on every BLUEMOTH product and care plan
  

Shop Pay

At checkout, you can also use Shop Pay to split your purchase into 4 interest-free payments or choose monthly installments (rates apply).

FSA & HSA

Hearing aids and many hearing care services are generally eligible expenses for Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). You can pay with your FSA or HSA card at checkout, or pay another way and submit your invoice to your plan for reimbursement. Check with your plan administrator to confirm what's covered.

Credit & Debit Cards

We accept all major credit and debit cards.

Insurance

Insurance does not have to be complicated.

Navigating hearing benefits can be confusing. We are here to help. BLUEMOTH is a self-pay practice, which means your care is not limited by insurance networks. Many plans still offer out-of-network hearing benefits that may reimburse you for a portion of your care. We will help you understand what your plan covers and provide the documentation you need to use your available benefits.

Complimentary Insurance Verification

Not sure what your plan includes? Our team will check your hearing benefits for you at no cost, so you know what to expect before you decide. Coverage varies widely: some plans have a set allowance, some only cover certain providers, and some don't include hearing aids at all. We'll help you understand where you stand.

How it works:

1. Submit the verification form. Upload a photo of your insurance card and a photo ID showing your name and date of birth.
2. We'll reach out. A member of our team will contact you and walk you through your hearing benefits.
3. Get your answer. Verification typically takes 3 business days.
   

Reimbursement

How it works:

1. Check your benefits. Submit our free verification form (about 3 business days), or call the number on your insurance card and ask about out-of-network hearing aid benefits.
2. Place your order. Pay with a card, FSA/HSA, Cherry, or Shop Pay.
3. Get your invoice. Request an itemized invoice as proof of payment.
4. Submit your claim. Send the invoice to your insurance company, usually through their member portal or by mail.
5. Get reimbursed. Your insurer pays you directly based on your plan's benefits.
   Need help with a claim form or extra documentation? Our team can help you through the process.
   

Partner Benefit Programs

Have a hearing benefit through Tuned or Ameritas?

BLUEMOTH partners with Tuned to provide hearing care for members of select employer and insurance benefit programs. If you have a hearing benefit through Tuned or Tuned Ameritas, you may have special coverage or member pricing. Each program has its own dedicated page, so you get the right benefits from the start.

• Tuned Surround members: Log in to your Tuned account
• Tuned Ameritas members: Visit the Tuned Ameritas member page

Not sure if you have one of these benefits? Check with your employer's HR team or your insurance plan, or contact us and we'll help you find out.

Contact Us

Questions about costs or coverage? We're here to help.

Our team can check your benefits, help with claim forms and invoices, or walk you through your financing options. No pressure, just clear answers.

• Phone: 855-496-2766
• Email: hello@bluemothhearing.com